I don't know how else to put it lor, today was the day where i thought my mom would buy her first home by herself and i would secretly congratulate her deep down in my heart on how capable she is being a single-parent. I mean, how many single-parent moms these days can just afford a property without much thoughts as long as it stayed within the range of HDB flats. I'm contented.
But today, the seller of the house that we were interested in and was about to sign and confirm the deal, backed out from the sale! It was like a i-don't-wanna-sell-my-house-anymore-i'm-just-fooling-around-screwing-the-brains-of-buyers seller. What a waste of everyone's time! If you are not interested to sell your house then don't advertise so soon! I just wasted an entire week of my time viewing houses every night. Now we are shifting our focus to old enbloc-potential condos i.e mandarin gardens or leasehold 99 years condos. Hopefully, we can find one soon.
After last week's career talks, i am motivated to explore other options available. I know my interest lies somewhere in economics/finance/management, but i don't know if it will be the one for me in future. Remember how i was so keen in going to NAFA to do interior design? After pondering for really long, i keep asking myself this same question over and over - Am i really that creative to be able to produce top quality work? Because i know if i want to do something, i want to be the best in it. I need to feel a sense of achievement.
Then, alongside the influence from my mom about how she handles her finances, she kinda drilled a mindset that money is not as easy to earn as it seems.
She tells me she wants to teach me everything she can to make a sum of money grow into more money. When i see how much she considers about the various houses that we see, money, location, affordability and profit margin all are factors to consider. I love district 15 houses, but the prices are too steep. I don't want my mom to add an extra burden to finance properties her entire life. Whenever we drive around the area, i can't help but wonder how these people living in big properties manage to do it. There is this passion building up in me, about how much i want to succeed and accomplish in my life.
Whenever i tell her about how i want to do this and what i want in future, she'll say "you think money drop from sky is it?" Then when i share with her about other parents' successes, she tells me it's not as easy as it is seen from the surface. I know many teenagers these days look forward to getting many material possessions.
At age 18, we ask for debit cards.
At 21, we ask for cars.
At 25, we soon realize our parents worked very hard for the money and the stable financial wealth for us to enjoy because we're officially adults and running faster in the rat race. We realize the material possessions like cars and credit cards don't come as easy as it seem when we are in the working society. We need to work hard for it. There are loans to finance once you get a car, there are taxes to pay, there is the deduction of CPF contribution from your salary every month, then there is the allowance you give your parents. How much more is left for your material pursuits? What more if you have credit card bills to foot at the end of every month?
Once you gear towards marriage life, there is the consideration of buying a property to start a family. More loans to finance. More savings to be kept aside for the future education of your kids.
With inflation rising at an escalating rate, everything is going up, up, up.
But you realise the wages stay the same.
How are we going to survive?
Life in Singapore is too stressful; but then again, i know i'll end up somewhere that i'll feel a sense of accomplishment.
That's a perfectionist for you. I need to study really really hard.
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